Are you using a small business or side hustle to get by? At SaverLife, we’ve uncovered that many of our members use microentrepreneurship (like a small business, gig work, or a side hustle) to increase their take-home pay and maintain financial stability. In fact, over two-thirds of SaverLife members say that their business and personal…

The summer of 2023 was the hottest summer globally on record, according to NASA. These rising temps and other extreme weather conditions may affect your short-term and long-term finances, especially if you work outdoors.  In a survey of SaverLife members, 17% of members and 25% of members with children reported a loss of income or…

When you’re budgeting, planning for expenses can be a challenge. One area where this hits most people’s budgets is electricity bills. This unpredictability, coupled with rising energy costs, can put a strain on your finances.  This may have you wondering: how can you lower your electricity bill and make it more consistent over time? One solution…

Start here The Hidden Impacts of Climate Change on Your Financial Health and Well-being You may be surprised by all the ways extreme weather can affect your finances. Read More Featured Articles March 14, 2024 How Does Climate Change Impact Your Insurance Coverage? Learn how the climate could affect your insurance costs, coverage, and claims,…

If you or someone you care about rent a home, it can be nerve-wracking to think about a disaster damaging your property. It can be harder still to know what to do after your property gets damaged.  Knowing what to do can’t lessen the impact of a natural disaster, but it can help you recover…

SaverLife member Alizha knows climate change could impact her family at any time. They live in a hurricane zone that’s prone to flooding. But with a tight budget and shifting work hours, Alizha doesn’t have the time or money to prepare for a potential flood. Alizha doesn’t even know how they’ll respond to a weather…

We know from talking to SaverLife members that the tax filing process could be improved, particularly by including more free filing options for simple returns. That’s why we’re encouraged by the recent announcement from the IRS that it just launched an electronic filing pilot program called Direct File this tax season.  An important caveat to…

With a full schedule and a strict budget to maintain, it can be hard to plan a month in advance — let alone the future. But the reality is climate change is already impacting how SaverLife members think about their next steps. In a recent survey, 52% of SaverLife members shared that they’ve experienced severe…

Did you know your credit can be impacted by climate change? If you experience a severe weather event — like flooding, wildfires, or a hurricane — you might need to: On top of this, you’d still be expected to keep up with your normal expenses, like rent or mortgage payments, utility bills, childcare costs, and…

In 2023, the United States saw 25 extreme weather events including winter storms, tropical cyclones, drought, wildfire, and flooding. And that’s not accounting for the secondary effects like power outages, transportation delays, and impacted disaster response programs. It can be challenging to plan for the potential effects of climate change when you’re already managing a…