“How can I get a loan for a cheap used car?”

Hello, Saundra! How do I go about finding and choosing a certain type of loan (if one exists) that would enable me to quickly buy a cheap used car (around a couple thousand) that I could be able to pay back (with no job/income) with only the money I have saved from last semester’s student…

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“What is trailing interest and how do I avoid it?”

TFW when you make that final credit card payment to bring your balance to zero, and you get hit with another bill for interest!    What is “trailing interest”? I just got a credit card bill with interest charged after I paid it off! Submitted by Sasha. When you are using credit cards, timing is…

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“Why do different companies show different credit scores?”

Why do different companies show different credit scores? Credit Karma showed my score 70 points higher than the banks! Submitted by StillLearning. Ah, the mysteries of credit scores. Let’s get the nuts and bolts down, then we can talk about the best approach to getting the information you need. There are several credit reporting companies…

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“What credit card refinancing options do you recommend?”

What are some credit card debt refinancing options you recommend? Submitted by anonymous. My favorite approach to debt reduction is a payment plan. It helps you reduce interest by paying the debt in a way that works within your budget. A payment plan also minimizes the risk of consolidating, which can incur additional debt. If…

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