Debt

May 31, 2021
Should I Save If I’m in Debt?

Saving money is important. Saving might seem difficult, especially if you are struggling to make ends meet or if you are in debt. However, everyone can create a savings plan. Even as you work toward paying off debt, saving is necessary and possible. If you put all of your money toward debt, you won’t be…

February 20, 2021
Can’t Wait for Your Tax Refund? Here’s Everything You Need to Know About Refund Advance Loans

Tax time is an important time for most families. You find out if you’re getting a tax refund. And this year, that assistance is more valuable than ever. For all of those who are wondering, the IRS will start sending out tax refunds in early March. If you anticipate that you will receive a refund…

December 23, 2020
If I Can Pay off My Debt, Is it Better for My Credit to Pay it off Slowly or All at Once?

I think I’m going to receive a large tax refund this year that could help me pay off my debts. If I’m able to pay off all of my debt, should I do it all at once or is it better for my credit to pay it off slowly over time? Submitted by an anonymous…

December 15, 2020
What Should I Do If I Have Too Much Debt?

What should I do if I have too much debt? Paying it off is out of the picture. I am trying to save to move out of my parents’ home quickly due to an eviction. Please help! Submitted by an anonymous SaverLife member. I’m proud of you for...

January 10, 2021
6 Steps to Become Debt-Free

Think of a goal that you’ve set for yourself. Maybe there’s a book that you want to finish, you want to start exercising three days per week, or you want to take the first step in changing careers. Those are all great goals, and there is one more t...