Debt

July 10, 2025
Should You Use a Personal Loan to Fund Your Business? Pros & Cons

Launching or growing a small business without access to investors requires a lot of creativity. Many businesses need start-up money to get equipment, inventory, or cover other costs like office/storefront rental. One common option is taking out a personal loan, but is that a good option for you? Whether or not you decide to take…

June 25, 2025
📢Student Loan Update: What’s New and Where to Get Help

This guest post comes from Savi, one of our vetted SaverPerks partners. Savi is a trusted expert in student loan debt and repayment, and they’ve helped millions of Americans reduce their monthly student loan payments through tools, programs, and guidance. As one of our vetted referral resources, they’re here to break down the latest changes…

June 10, 2025
Cash Advance Alternatives: Where to Turn When Money is Tight

Sometimes, there is more month than money. If you find yourself in this position, it can be hard to know where to turn. Often, people turn to Cash Advances or FinTech (Financial Technology) products to bridge the gap. These solutions include: These options can offer easy access to funds in the short term. But in…

June 04, 2025
Buy Now, Pay Later Uncovered: Members Share the Benefits and Hidden Risks

Buy Now, Pay Later (BNPL) products are becoming more widely used, so we set out to learn how members are using them—and what potential pitfalls to be aware of.  At SaverLife, we spoke with members who’ve used BNPL to navigate both opportunity ...

June 17, 2025
The 5 Best (and Worst) Times to Use a Credit Card 

Credit cards can feel overwhelming or risky. When we put more on the cards than we can pay off, interest can add up quickly. But sometimes credit cards can be a wise choice. This guide helps you recognize when a credit card can help you, and when i...