Nearly a third of SaverLife members carry federal student loan debt. If that includes you, you may be hearing a lot of noise right now about court decisions, repayment plans ending, and new rules coming down the line. It’s a…Continue reading “Got student loans? Here’s what’s changing with income-driven repayment in 2026”
How do we actually measure whether our finances are on the right track? Is it the size of our house? Whether we can take vacations? How much debt we’re carrying? Those questions alone show how complicated our relationship with credit…Continue reading “Borrow smart: how to use credit safely”
Wage garnishment for federal student loans was poised to resume after years of pandemic-era relief, potentially affecting borrowers in default by taking money directly from their paychecks. But in a recent announcement, the Department of Education said it will delay…Continue reading “Student loan wage garnishment back on pause: what to do now”
Ever hear the myth of Sisyphus – the Greek figure condemned to push a boulder up a hill forever? If you’ve tried to keep clean floors with pets around or paid off credit card debt with high interest rates, you…Continue reading “Say this, save money: negotiating credit card interest rates”
Interest rates go up and down depending on how the economy’s doing. When rates are high, saving money becomes more rewarding. When they’re low, borrowing (like using credit cards or taking out loans) gets cheaper, so people tend to spend…Continue reading “Interest rate check-in: can you guess the going rates?”
For potential homeowners, your rent is the most similar (and likely the largest) monthly obligation. So here’s a question: Shouldn’t you get credit – pun fully intended – for making those on-time payments? Even if you’re not actively house hunting,…Continue reading “Power in Renting: Build Credit by Reporting your Rent”
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