Help is out there! Resources for when the unexpected happens
Few words describe the human experience better than the quote by writer and cartoonist Allen Saunders:
“Life is what happens to us while we are making other plans.”
We all know this is true, so what can you do when things don’t go according to plan? Sure, an emergency fund can give you a sense of security for some financial situations, but what about when something you couldn’t have planned for happens?
Let’s explore some resources you can turn to when trouble strikes.
Dealing with Job Loss
Dealing with Death in the Family
The death of a loved one can leave you feeling hopeless and unsure of where to turn. Focus your attention on taking care of the things that require your immediate attention while being sensitive to taking the time you need to grieve your loss.
Dealing with Legal Trouble
Legal issues can come in many forms, so there really is no “one size fits all” to address these concerns. The National Consumer Law Center is a trusted resource for legal issues, ranging from foreclosure prevention to bankruptcy. They also offer guidance on finding and accessing legal aid in your community.
We all face situations that can leave us feeling stuck or overwhelmed. The key to overcoming any challenge is to first take care of ourselves. There is a reason that we are reminded to “put our own mask on first” before trying to help others. We simply can’t be there for other people if we are floundering. I personally struggle with this, as I am the “go to” person in many situations. I have learned to stop and breathe (yes, I say that often) and then consider my options.
Saundra Davis is a nationally recognized financial coach and educator. Her experience in the U.S. Navy, where she made every money mistake possible, and her 20 years serving community-based organizations led her to the reality that the best way to help people find a path out of poverty is to help them become their own financial expert.