What Is a Credit Report?

Your credit report is a summary of all of your reported financial history. Keep a close eye on this to make sure that it is accurate because it determines your credit score.

Checking your credit report is a first step to achieving some of your financial goals. It’s a good idea to check your credit reports (there are three of them) annually for accuracy. If you are a “do-it-yourselfer” you can visit www.annualcreditreport.com for your free reports or, if you want someone to do it with you, check out Balance.

Saundra Davis

Saundra Davis is a nationally recognized financial coach and educator. Her experience in the U.S. Navy, where she made EVERY money mistake possible, and her twenty years serving community-based organizations led her to the reality that the best way to help people find a path out of poverty is to help them become their OWN financial expert.