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Direct File vs. Free File: What’s the Difference?

  • SaverLife

The IRS has announced that its Direct File program—a free, online tax-filing tool that allowed eligible taxpayers to file federal returns directly with the agency—will not be available for the 2026 tax filing season and has been effectively discontinued.

We will continue to monitor developments and share updates about how this change may affect taxpayers and free filing options going forward.

Filing your taxes can feel complicated (and expensive), but there are several free options to help make the process easier. In this video, we’ll break down the differences between the IRS Direct File tool and other free filing options.

Does Direct File sound like a good fit for you? Easily check your eligibility at https://directfile.irs.gov/.