what is the best secured credit card that will approve me with very poor credit while also helping to build my credit.

Started by Elizabeth J.
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Genea C.

I was recently surprised with a cash gift. At first, I was going to deposit it in my savings account. Now, I plan to use it for a secured credit card to help boost my credit score. I ask the same question: What's the best secured credit card for a person with fair credit?

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Celeste F.

First Premier Bank Secured credit Card or Capital one credit card can help your credit.

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Samantha B.

Self is good for savings and after 3 months you can get a credit card that is secured by the money in your self account.

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Ashley M.

I just got a Discover Secured Card is what I have. I would check into them all and read the fine print and choose the best option for you.

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Suzanne C.

Capital One. Try to check for secured credit cards with low or no annual fee.

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Latasha B.

Sky and they do not pull your credit to qualify.

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Deborah S.

SELF is a great booster on LifeSaver that helps you improve credit score and acquire secured credit by utilizing their savings program. I was also given a free Experian member account that lists my reports that I can dispute now easily. I also discovered a breach because Experian does a dark web search and reports results to you. All for free when sign up and use Steady. I received a $15 boost reward as well. After my first savings deposit my score increased by 18 points! I have about 4 reports to dispute and still my credit score went up. Use Steady. You'll save money, get secured credit and a free Experian membership. I love Steady!!!

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Manuel M.

Capital One and Discover offer good secured credit cards to help you with establishing your credit.

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Christina C.

I really liked Self! My credit score went up by 35 points

Deleted user

Self is good for savings and after 3 months you can get a credit card that is secured by the money in your self account.

Good to know! I've been curious about SELF.

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Nikita B.

capitol one because they don't ask for security deposit and start you with 300 but their apr and interest may need to be reviewed by you— also milestone

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Deborah S.

In 2 months I will have my secured credit card using an app called SELF. I used the STEADY app and discovered SELF, the credit building program where you save, improve your credit score with Experian and after saving $100 receive a secured credit card. Credit on the card increases as you save more money. I linked with SELF via STEADY and earned a $15 booster.

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