Ask an Expert

May 02, 2020
Something I ordered online was sent to the wrong address. What can I do?

I ordered stuff on Amazon and it was sent to a wrong address. I made a dispute with my bank, but they closed the dispute. They want me to pay to have this taken off my credit card statement. But I don’t believe that I owe them. What can I do? Submitted by Richie B.…

April 25, 2020
I own a home, but I would like to move and rent out my home. What’s my best option?

I own a home that I bought only two years ago. In five years, I would like to relocate to Nevada. I’d like to rent out my existing home to have some net income, but I also would like to purchase another home in Nevada. I have no savings for a down payment for the…

February 05, 2020
Can I transfer my HSA to another financial institution?

I have a HSA through my company. I don’t like their services and investing options. Can I transfer some of the funds I have to a new account at another financial institution? Submitted by Sudawan K. Take a moment and pat yourself on the back for planning ahead for your medical expenses. Not everyone does,…

January 03, 2020
How can I get started with low-risk investments?

How do I begin with low risk investments? For example CD’s, money market accounts, etc. Submitted by Deirel M. First of all, way to go! Investing is all about preparing for your future and the fact that you’re clear that you want low ri...

March 15, 2020
Do I need to file a tax return if my only income is Social Security?

Submitted by anonymous. That’s a great question, as many Americans’ only source of income is Social Security. Social Security income is taxed for federal and state income tax purposes. If your earned income exceeds IRS 2019 filing guidelines,...