Ask an Expert

September 08, 2019
How should I pay off medical debt that’s been sent to a collection agency?

“My debt from an unpaid urgent care bill has been sent to a collection agency. What is the best way to go about paying off this debt?” Submitted by Jessica J. Medical debt is a huge financial stressors for many people. Taking action early is the best way to get it under control. Double-check your…

August 07, 2019
How can I fix my credit to buy a house for the first time?

My husband and I want to buy a house for first-time buyers. How can we fix our credit? Submitted by Ferlenzia M. Owning a home is a dream that many people have. To make that dream a reality, most people get a mortgage loan. To qualify for that type of loan, you need steady income,…

June 20, 2019
How much should I save if I’m in debt?

How much should I save monthly if I am in debt? Or what percentage of my income should I save if I am in debt? Submitted by LaTisha V. When we have debt, our priorities can change completely. To start, we have to remember that not paying our debt will negatively impact our credit history…

July 29, 2019
How do I find my credit score?

How do I find out my credit score? Who wants to know it, and what factors influence its change? Submitted by...