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Should You Use a Personal Loan to Fund Your Business? Pros & Cons
Launching or growing a small business without access to investors requires a lot of creativity. Many businesses need start-up money to get equipment, inventory, or cover other costs like office/storefront rental. One common option is taking out a personal loan, but is that a good option for you? Whether or not you decide to take…
Color Your Way to Calm: A Mindful Break with a Money Twist
Back by popular demand, our money-themed calming coloring pages are here to help you unwind and reset. Right now, many of us are feeling the weight of unpredictability—whether it’s financial stress, family responsibilities, or just the day-to-day unknowns. That’s why taking a moment to pause, breathe, and refocus is more important than ever. Studies have…
The 5 Best (and Worst) Times to Use a Credit Card
Credit cards can feel overwhelming or risky. When we put more on the cards than we can pay off, interest can add up quickly. But sometimes credit cards can be a wise choice. This guide helps you recognize when a credit card can help you, and when it might hurt. The 5 Best Times to…
Cash Advance Alternatives: Where to Turn When Money is Tight
Sometimes, there is more month than money. If you find yourself in this position, it can be hard to know where to turn. Often, people turn to Cash Advances or FinTech (Financial Technology) products to bridge the gap. These solutions include: These...
📢Student Loan Update: What’s New and Where to Get Help
This guest post comes from Savi, one of our vetted SaverPerks partners. Savi is a trusted expert in student loan debt and repayment, and they’ve helped millions of Americans reduce their monthly student loan payments through tools, programs, and gu...
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SaverLife's Editorial Policy
SaverLife is a national nonprofit whose mission is to help working families achieve prosperity through savings. Our free savings programs and educational content are made possible by generous grants from foundations, corporations, and individual donors who are committed to improving the financial well-being of Americans.
The goal of our financial education content is to support SaverLife members to better manage their financial lives and to begin and maintain a savings habit. We take pride in providing you with high-quality, accurate, and unbiased financial information and recommendations based on the advice of our certified financial coaches and other trusted experts.
In keeping with our mission, we do not accept payment for endorsing or recommending products or services. Some of our content may be sponsored by one of our trusted partners, and if so it will be clearly identified.
All information is provided for educational purposes only and is not intended to be financial advice.