You may have heard that there are only two kinds of people: those who pay interest and those who earn it. In reality, we all likely end up occupying both sides of that equation. The first thing to know about borrowing money and paying interest is that how much you pay depends on your credit…
The key to creating a budget is finding what works to help you manage your money. Many budgeting tools exist, but you need to find what works for you. Managing your money is about choices – choosing how to earn, spend, save, and keep track of your money. A personalized, realistic budget can help you…
For years, I struggled to budget. I was frustrated that I was following all the budgeting rules but still coming up short. After carefully looking at my spending over a few months, I realized I was making several budgeting mistakes. Once I corrected the errors, I was able to stick to a budget that helped…
If you’re fortunate enough to have an employer who offers a 401(k), you should seriously consider part...
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