Budgeting

May 06, 2021
How to Pay Bills Without a Bank Account

According to a report by the FDIC (Federal Deposit Insurance Corporation) in 2019, 5.4% of households in American were unbanked or had no bank accounts. There are several reasons that someone may not have a bank account. Past financial mistakes like too many overdraft fees or bounced checks can make it hard to open a…

May 03, 2021
How to Teach Your Kids to Budget for Their First Jobs

First of all, congratulations! Your teen has their first paying job. This is a milestone and a time where they’ll learn new things about work, life, money, and themselves. This is an excellent time to teach foundational principles and practical budgeting. Your teen can also earn more financial independence. Save. Spend. Give. All the things…

April 23, 2021
What Is a Pre-Paid College Tuition 529 Plan and Is It Right for Me?

For those of us who have children, just thinking about putting them through four years of college can feel overwhelming. In the United States, the cost of college tuition is higher than almost anywhere else in the world. And it keeps rising every year! According to a survey from the College Board (the company that…

April 22, 2021
Should I Give My Child an Allowance? How Much Should I Give Them?

It’s never too early to teach your kids about money. I wish I had learned about the ins and out of money at a much younger age. Growing up, my parents never talked about money in front of me. It was one of those subjects you didn’t talk about...

April 25, 2021
Let’s Get Reading! The Best Books to Get the Money Conversation Started With Your Kids

Talking to your children about money is a difficult conversation for many parents to have. Starting the talk is the hardest part. No matter how old your children are, here are some ideas to get the ball rolling. Sometimes reading a book to children...