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Budgeting
The past few years have highlighted the need to have savings. Life is nothing if not unpredictable, and savings, whether for an emergency, your future, or your spring break trip, is a key piece of living a financially healthy life. When starting to save, most people look at their expenses and income, and this is…
We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right? Well, think again. On the surface, no money down looks like a great deal but lurking underneath, there is trouble. 4 Drawbacks to no-money-down offers: No-money-down offers make you an OWE-ER, not…
While there are certainly many differences between your personal spending needs and corporate spending, understanding a business-based approach to budgeting may help you see spending and saving in a different light. For instance, businesses have different techniques for budgeting. The two most common types are top-down budgeting and bottom-up budgeting. These different approaches to budgeting…
Having a plan for our money keeps us on track and lets us work towards our savings and investing goals. But how do you make a plan when your income varies? Whether you’re an employee whose hours vary or an entrepreneur starting your own business, h...
When it comes to money, it’s more common to have challenges saving and budgeting than not. If you’ve found yourself caught between a rock and a hard place, there’s no need to worry or beat yourself up. These are common problems we all face, and wit...
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