Home owner

Started by Earlisha K.
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Anonymized A.

I feel I'm fairly new, bought my condo two years ago. I'm preparing to go through my first refinance next month to get a better rate.

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Shaina P.

I owe $70k and would like to refinance to get a lower rate. Anyone have any experience with that?

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Angela M.

I just got to buy my first house at 45 and I'm going to be totally honest it's very scary. I've always lived with other people.

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Anonymized A.

I bought mine 20 yrs ago and will have the mortgage paid off by April 2021, very excited to own it free and clear.

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Anonymized A.

In the process now. Mortgage is in the underwriting stage

Congrats!

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Shaina P.

Same here Abigail. My lender told me it would take around 60 days. My rate will drop from 4.375% to 2.5%. Great way to start the new year! Closings costs are at $3k so it'll be a little over 2 years before I actually start to reap the benefits of this refi but that's ok. I'm excited!

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Abigail S.

In the process now. Mortgage is in the underwriting stage

Congrats!

Congrats to you, too!!

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Anonymized A.

In the process now. Mortgage is in the underwriting stage

Congrats!

Congrats to you, too!!

Thank you! I'm not sure I'd ever want another 20 yr commitment:)

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Sheryl I.

Homeownership is a big commitment and sacrifice, but well worth it. I'm in my 24th year now. Congrats to those of you taking the plunge into ownership!

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James H.

I bought in March of last year and I'm refinancing now. I know it'll take a few years to get my closing costs back, but I'm not going anywhere.

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Tony D.

Just curious why this is in the Health Insurance forum. Certainly home ownership can be relevant (e.g. Medicaid, estate planning, etc.).

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Gladys R.

I bought mine 20 yrs ago and will have the mortgage paid off by April 2021, very excited to own it free and clear.

Congrats

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Tony D.

For those who will be in their houses after 55 be sure to have an estate planning review if Medicaid is even a possibility in the future.

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Elizabeth W.

In the process of becoming a homeowner now just started looking at houses, but I'm looking for a buyer's agent and realtor

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Brandy D.

In the process of becoming a homeowner now just started looking at houses, but I'm looking for a buyer's agent and realtor

A buyers agent and a Realtor are the same thing.
Let me explain. A Realtor has authority to be a buyer agent, a seller agent or a dual agent. So they can represent either one side of the transaction either buyer or seller or they can also be representative for both parties.

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