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Once in a lifetime vacation planning

Started by Amberly B.
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A

Amberly B.

In about 2 years, I will be 1) turning 40 2) paying off my student loan debt (about 200k–thank you PSLF!!!) and 3) have paid off all my credit cards. To celebrate, I am taking my once-in-a-lifetime vacation, a week of metal detecting in England followed by 2-3 weeks of touring Europe (planned stops being London, Edenborough, Normandy France, Belgium, and Germany. Yes, I'm taking the spousal unit too).

I have been saving some cash just for this vacation, but will have a lot more as each debt is paid off. I'll have about 6 months between end of student loan payments and trip, and I will be putting that $300-$500/month directly into the trip funds. (I do have a seperate savings account for emergencies.)

My question(s) are: What are the best travel credit cards or rewards cards, and should I pay in Cash or use one of them? Is there a good "international" credit card I could work on earning points on before the trip or a good airline card to earn points for upgraded flights? I've been so focused on paying OFF the credit card debt, I haven't considered what I will need for the trip yet.

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