Credit

March 16, 2023
Buy Now, Pay Later: 3 Questions to Ask Yourself First

Buy Now, Pay Later offers are everywhere, whether you’re buying a pair of jeans, electronics, or even just some needed groceries.  Their message always seems fairly simple: Don’t pay for 100% of this item today. Instead, spread out the payments over time in four easy installments (or something similar). But it’s not that simple. Here’s…

March 14, 2023
3 Good Reasons to Check Your Credit Report – For FREE

Did you know you can check your credit report for FREE thanks to a federal law? Credit Reports and the scores associated with them impact many areas of your finances. It’s important to know what is on your report—and the good news is you can do that for free. Since 2018, each of the three…

November 08, 2022
3 Tips To Stop Holiday Shopping Scams From Ruining Your Holiday

People lost a whopping $337 million to scams that involved either not being paid for items sold or not receiving items they purchased, according to the FBI’s Internet Crime Complaint Center 2021 report. Additionally, $173 million in credit card fraud also occurred. Much of the crime is reported in the early months of the year,…

August 09, 2022
Which Credit Score Matters the Most?

Credit scores can be challenging to navigate.   Financial jargon can be difficult to understand, but knowing what a credit score is and how they operate is a crucial part of building your financial future. A healthy credit score gives you...

March 07, 2023
Why You Should Ditch “No Money Down”

We’ve all seen them – those commercials that promise new furniture, car, or home with no money down. What a good deal! Right?   Well, think again.  On the surface, no money down looks like a great deal but lurking underneath, there...