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In June of 2023, 61% of adults in the US reported they were living paycheck to paycheck. This means over half of adults in the US spend the money they earn each month. If you find yourself living paycheck to paycheck, it may feel like your budget doesn’t have any wiggle room. When your budget…
American household debt hit a record $16.9 trillion at the end of 2022, according to Debt.com. And in 2022, it was estimated that just below 10% of the average American household’s income went to paying down debts. Seeing these numbers, it’s easy to understand why Americans feel overwhelmed by their debt. If you find yourself…
There’s a Jamaican proverb that says, “Save money, and one day money might just save you.” Valuable advice. It’s necessary to save some of what you earn for the future because you’ll need the money down the line. But, as you look to start saving, there are so many different goals and personal priorities that…
When you think about big financial purchases, one thing that typically comes to mind is buying a car. Whether you’re buying a car new or used, there may be associated costs you haven’t considered. These additional costs can be considered hidd...
If you’re like many Americans, the Supreme Court’s decision to strike down President Biden’s student loan forgiveness plan probably hurt – emotionally and financially. The Court’s decision was a big blow to financial health in America, but do...
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