Holiday Club

Started by Melissa H.
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Melissa H.

Does your bank offer a holiday club? If so, what are the perks?

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Felecia B.

I really don't know–will have to check. I truly have never been asked to join a holiday club by Bank of America

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Shannon H.

My credit union in Michigan used to offer one, it came with 1/2 percent more interest if you left the money in for the duration…. if you took it out before timeline - you lost all interest.

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Manuel M.

A Holiday Club was a way of saving throughout the year for a set amount goal to save a little every paycheck so you can have the money in Christmas to buy what you wanted.

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Shirley W.

I also bank out of Michigan at Omni Community Credit,I think they still offer it .

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Teresa R.

I don’t believe my CU offers a holiday club but I know of other local banks that do.

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Joselyn M.

I’ve never had a bank that offered a holiday club. I setup my own holiday club with a direct deposit from my paycheck into an account specifically for gifts.

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Noreen D.

There use to be Holiday savings accounts. I really liked it. By Xmas there was money to spend. I have 4 separate account. One checking and 3 others. I use one for 10 % rainy day. One for SaversLife. I'm thinking the 4th one would be good for Holiday savings.

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Manuel M.

Most of the Holiday Clubs I know don't provide any interest of the money you save, for this reason it is best to save the money in a savings account.

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