How do you budget, cover a family with insurance & pay debt on 1 income?

Started by Shana G.
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Shana G.

I am a mom of 4, with 1 full-time job. We have been on state benefits and this blessing of a position puts my income above state limits. We will not receive any more assistance. How can we keep to DR plan & cover us with medical insurance?

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Jemina G.

I have been struggling with a similar situation. I am a mom of 6 with a shoestring budget. I reapplied for state healthcare through the market place and qualified for some financial assistance but I am still trying to navigate it also. Smh. The only advice I can offer is to reapply for assistance sometimes you qualify and they dont tell you smh and cut out any unnecessary items which you probably already have. I wish I could offer a better solution but that's how I've been scraping by.

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Shana G.

Thank you so much! You are right, I have to be scrappy longer until I make more[or get a pt job]. I spoke with a social worker and I literally make $0.02/hour more than the state threshold

Deleted user

Thank you so much! You are right, I have to be scrappy longer until I make more[or get a pt job]. I spoke with a social worker and I literally make $0.02/hour more than the state threshold

This is what is so wrong with the system. Frustrates me and I'm outside of it.

Is it possible to ask to make 3 cents less an hour?

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Shana G.

🤔no I don't think I want a pay cut. That would mean more runaround. Thanks though.

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Jennifer L.

I'm pulling my hair out trying to figure this out. My husband lost his job and was paid cash so he doesn't qualify for any unemployment.
I make 2000.00 a month household of 4 my husband and I and 2 children over 18.
Our rent is 1400.00
Utility Bills about 300.00
Car insurance is 75.00
Groceries 100 weekly

Now I applied for food stamps and got denied said I made to much money.
So groceries are completely outrageous in price since everything is going up.
I feel like I'm in a losing battle with life expenses right now. I was trying to pay off debt little by little while my husband was working to raise our credit scores more so we can look into buying a house but now I have nothing left for money at the end of the month. I'm already playing russian roulette with utility bills and food every week.

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Joey P.

Im constantly robbing Peter to pay Paul. With the pandemic going on its that much more difficult.

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