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How to build credit

Started by Angela J.
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Angela J.

If you’ve not already signed up for a credit card, then please do so. Only spend 18% and be sure to pay the balance off within two weeks or before the end of each month.

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Meghan P.

They say that the longer you have credit cards open the better, and that even if you use the card just a few times a month that as long as you pay it off it helps your credit.

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Alisha C.

Yes not even pay it off, just keep your available credit high, or credit usage about 25% and make your payments on time, it'll make a difference on credit report soon

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Jarvaz J.

Chime Credit Builder is great for a starter card.

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