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What’s the secret to improve your credit after bankruptcy?

Started by Evelyn B.
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Evelyn B.

Not applying for anything for at least 2 years can help build credit.

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Shelly S.

@Evelyn B is correct! The devastation of Bankruptcy on your credit starts to lessen in about 2 years after the fact. Paying your bills on time and maintaining a healthy credit utilization ratio of below 30% and time will see your credit score rise and get better.

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Deveri D.

Condition yourself and your mind to budge. Pay all of your needs first (rent, electric, gas, etc.) and then whatever you have left over into a savings acct/invested it. This Covid has exposed all of our bad money habits and now it is forcing us to change how we have been living.

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Sheryl I.

you actually can get a secured credit card which will also help you build new credit after the bankruptcy. when you use the card, pay the balance off.

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