Couponing

Started by Virginia C.
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Virginia C.

Groceries and other household essentials can get expensive! I do have food stamps but would also love to start couponing and saving money on items my EBT card won’t cover. What are y’all’s tips for a beginner? Anybody else interested in starting to coupon?

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Anne D.

I clicked on this post thinking "There's coupons for health insurance?!" xD

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Kristina C.

There ARE coupons for health insurance…kind of. There are coupons for pharmacies that have web sites. You can check the cost of your medications at various local sources. The coupons provide discounts to your medication even if your health insurance also pays (in most cases). For example, one of my meds is only $4 at Wal-Mart, but is $58 at Walgreens. My co-pay for medications is $10. So, even though I don't have to pay the $58, my meds are cheaper at Wal-Mart as I pay $4 rather than $10. Publix supplies many medications cheap or even free. They are, of course, trying to draw you into their stores so that you'll buy other things, but if you are disciplined enough "just" to get your medications there when needed, then you can make out well.

Another way that I can save on health care is, when choosing a doctor, my insurance allows me to see if potential providers give the best discounts for my insurance or not. Also, you ask any doctor's office, hospital, etc. for a price list of their services. If you need lab work done, Quest Diagnostics tends to be much cheaper than actually having the bloodwork done at your doctor's office. Your doctor can order the labwork to be done, but either send the order to Quest or give you the order to take there.

These things are true for Emergency rooms and Immediate care clinics as well. You won't, of course, want to wait until you have an emergency or illness to do that research. When you feel crummy or have an emergency, go and get care! But, if you take the time ahead of time to do a little research, you can choose which immediate care or hospital you want to go to.

Lastly, if you do have health insurance and they offer free or low cost well-care options, take them. I have Cigna through work. My annual well-care visit, mammogram, etc. are free. Make sure your doctor knows when you schedule that this is your annual well care visit and it doesn't hurt to remind them to code it as such as well. Cigna also has a program that, if you complete the biometric data, they give you a monthly discount on your premium. Even if you're not that healthy, they give you the discount. The discount is not from the information you provide, but simply is given as a reward for providing it. They have found that people tend to pay more attention to their health and making healthy choices if they complete the biometric data (height, weight, bloodwork levels, etc.) and the discount is given as an incentive.

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SaverLife Moderator T.

I would love to start couponing

Hi @Jerra

Here's a great article from one of our financial coaches on how to start couponing. Check it out!

–SaverLife Moderator Team

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Francine P.

Ibotta is a great couponing meets app! You actually earn cash

Deleted user

I love using coupons when I shop. I like seeing how much money I save on my purchases!

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Tamika E.

i started clipping the online coupons rather than getting the newspaper

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Alan H.

Check out Slick Deals. Great website to check out daily. I like to create an account so the site is personalized to me.

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A K.

Ibotta is the best! A lot of stores around here don't accept coupons that are printed off the internet.

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Kitraina G.

One time I had so many coupons and the store doubled them , I paid nothing!

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