I know it's always nice and important to be covered. However my employer allows us an eye exam and contact/glasses every year. I think dental is straight across the board (every 6 month cleaning). I have fantastic teeth. Is it worth me just paying out of pocket for dental if something should go wrong. As for eye- nothing has changed in over 10 years. It it worth me electing these during my renewal in the upcoming months or should I just add the amount I would normally spend to a savings?
Personally I elected to keep dental coverage and drop eye coverage for 2021. I figured I could pickup eye insurance again in 2022 but I wanted to make sure I was covered for my dental visits this year.
I take advantage of the vision plan my job offers because it costs me $190 a year but I get $260 towards contacts for my husband and me, plus the eye exams are covered
I like to try to have dental and vision insurance.
dental was always too expensive based on the limited benefits
every other year for vision
I do every couple years for vision. Dental I have been on the fence about. I think with coupons sometimes paying out of pocket might be cheaper than my premiums. lI usually only have a cleaning every 6 months and don't need extra though.