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Goodness!!

Started by Alisha B.
Followed by: @krystal @Angela @Elaine @Alegandra @Chrissy @Destiny @Autumn @Shalanda @Willie @Destiny @Eva @Tim @Rebecca @Felicia @Rebecca @Latoya @andrea @Melody @Armonie @Felisha @Jessica @JessaLynn @Edward @Tracy @Edwina @Kevin @Lashonda @Dawn @Kassandra @Alisha @Donald @Kirsten @Mindy @Deborah @"Sherrie D" @Monica @Neosha @Brittany @Denishia @angel @Travis @Ashley @Veronica @Carmen @April @Takeshia @Lisette @This @Rosa @Melissa @Crystal @Paula @Jessica @Thomasina @Shaira @Chrystal @william @Samanthia @Lorie @Kristina @Lashonda @Alicia @Jennifer @Timneshia @Angela @ALEXIS @Alicia @Bobbie @"Lisa AKA Smallz" @April @Ericka @Angel @Cathy @Tori @Luz @JOHN @Roberta @Lanna @Katie @Christy @Shalanda @Brittany @Nicole @Ashley @Amy @Michael @Angela @SABRINA @Aaron @Beliques @Shamika @Sabrina @Christy @Christine @KIMBERLY @Joanne @Heather @Lakisha @Lashanda @Melora @Amonte @Jessica @Marlissa @Joshua @Luis @Gobby @Kristen @Suzanna @Jason @Elena @Misty @Patricia @Shana @Melissa @Lucy @Yvonne @Donna @Jessica @Kiara @Elizabeth @Tabitha @Shannon @Juliann @Ohsha @Marquita @Ashley @Yajaira @Taylor @Crystal @Lisa @Kimie @Maria @Nikita @Priscilla @Amber @William @Debby @Erica @Lisa @Denise @Esequiel @Summer @MichaelJohn @Ashly @Tia @Megan @Amanda @Celeste @Stevi @Brian @Michelle @Barbara @Amanda @Arendena @Stephanie @Ronald @Ninna @Yshaunda @Jaymar @Charlene @Leonel @Adriana @Cherrie @Scott @Theresa @Tina @Danielle @Theresa @Karen @Daisia @Anne @Andrew @Jeremy @Katie @Stephen @Kassidy @Laura @Vanessa @Amy @Daymarelis @myeska @Charity @Stephanie @Emily @Lisa @Kristine @Alyssa @ashley @Eddie @Ronesha @Cheyenne @Petronella @melissa @Tasha @Risky @Pay @Rendi @Lirik @Michelle @KRISTIN @Jennifer @Terri @Amanda @Elizabeth @oka @Cicily @"M hendra" @Dorothy @Ardan
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Alisha B.

I never thought I'd be saving to retire!! Here I am starting to freak out bc I have nothing and I'm 32 years old and know NOTHING about saving!! Smh… Thank goodness for things like this!!

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Elena B.

Saving money is the first step. Then increase your savings with each year or as you receive increases. Be mindful of fees and expenses on your accounts and investments. Also if your employer offers a contribution match be sure to take advantage of that as “free money” is a good deal.

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Debby T.

My best advice is always be prepared for anything and definitely have a backup plan. You should have both a savings and an IRA so that you don't have to drain money from you IRA if an emergency arises. Teach your chilldren the importance of having these accounts plus of course a checking account when they get their first job and they will be set for life.

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Anne D.

I started a bit late as well, but with my 401k i decided to put a little more then the recommended avrg in my 401 every week. Just trying to play catch up

Deleted user

If your employer offers 401k matching, max it out! That should be the minimum you do. If they match 50% for up to 6% of your paycheck, then the least amount you should contribute is 6%. That 6% with matching is 9%. I always look at it as paying for my future. Once I retire, that 401k is going to pay for me to be able to live and not be a burden on my kids.

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Shannon P.

Same here I'm 43 though it's scary now that I've learned more .

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Debby T.

Spending is easy, saving is hard but I'm doing my best to do it.

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Kristen O.

For saving, the start to that is knowing where your money is going. Keeping track for even a month can help. (3 months to a year is even better.) This way, you can see where you might have money leaks.

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Tony D.

Saving is putting money aside in a liquid, easily accessible account usually. Once you have 3 to 6 months living expenses saved consider setting some funds aside to start investing. Savings provides a safety cushion but investing* is how you grow your wealth.

*Prioritize tax sheltered vehicles like 401K's, IRA's, 457B's etc.

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