Race to 100

Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. The Race to 100 (the "Promotion") begins at 12:00:01 PM Pacific Time (“PT”) on February 1, 2021 and ends at 11:59:59 PM PT on August 31, 2022 (the “Promotion Period”). The Promotion contains a game of chance (“Sweepstakes”). The computer clock of the Sponsor (defined below) is the official time-keeping device in the Promotion.

1. ELIGIBILITY: The Promotion is open only to members of Sponsor’s online SaverLife platform and legal residents of the 50 United States (excluding Puerto Rico) and the District of Columbia, who are 18 (except Alabama and Nebraska 19 and 21 in Mississippi) years of age or older as of date of entry. Employees, officers and directors of Earn, Inc dba SaverLife (“Sponsor”), Realtime Media LLC (“Administrator”) and their respective parent companies, affiliates, subsidiaries, advertising, contest, fulfillment and marketing agencies, (collectively, “Promotion Parties”) their immediate families (parent, child, sibling & spouse and their respective spouses, regardless of where they reside) and persons living in the same households as such individuals (whether related or not) are not eligible to participate in the Promotion. By participating, you agree to these Official Rules and to the decisions of the Sponsor, which are final and binding in all respects. Void in any state not listed above and where prohibited by law, rule or regulation. All federal, state and local laws and regulations apply.

2. TIMING: There are nineteen (19) Entry Periods as outlined below:

a. Entry Period One (1): Begins February 1, 2021 at 12:00:01 PM PT and ends February 28, 2021 at 11:59:59 PM PT

b. Entry Period Two (2): Begins March 1, 2021 at 12:00:01 PM PT and ends March 31, 2021 at 11:59:59 PM PT

c. Entry Period Three (3): Begins April 1, 2021 at 12:00:01 PM PT and ends April 30, 2021 at 11:59:59 PM PT

d. Entry Period Four (4): Begins May 1, 2021 at 12:00:01 PM PT and ends May 31, 2021 at 11:59:59 PM PT

e. Entry Period Five (5): Begins June 1, 2021 at 12:00:01 PM PT and ends June 30, 2021 at 11:59:59 PM PT

f. Entry Period Six (6): Begins July 1, 2021 at 12:00:01 PM PT and ends July 31, 2021 at 11:59:59 PM PT

g. Entry Period Seven (7): Begins August 1, 2021 at 12:00:01 PM PT and ends August 31, 2021 at 11:59:59 PM PT

h. Entry Period Eight (8): Begins September 1, 2021 at 12:00:01 PM PT and ends September 30, 2021 at 11:59:59 PM PT

i. Entry Period Nine (9): Begins October 1, 2021 at 12:00:01 PM PT and ends October 31, 2021 at 11:59:59 PM PT

i. Entry Period Ten (10): Begins November 1, 2021 at 12:00:01 PM PT and ends November 30, 2021 at 11:59:59 PM PT

j. Entry Period Eleven (11): Begins December 1, 2021 at 12:00:01 PM PT and ends December 31, 2021 at 11:59:59 PM PT

k. Entry Period Twelve (12): Begins January 1, 2022 at 12:00:01 PM PT and ends January 31, 2022 at 11:59:59 PM PT

l. Entry Period Thirteen (13): Begins February 1, 2022 at 12:00:01 PM PT and ends February 28, 2022 at 11:59:59 PM PT

m. Entry Period Fourteen (14): Begins March 1, 2022 at 12:00:01 PM PT and ends March 31, 2022 at 11:59:59 PM PT

n. Entry Period Fifteen (15): Begins April 1, 2022 at 12:00:01 PM PT and ends April 30, 2022 at 11:59:59 PM PT

o. Entry Period Sixteen (16): Begins May 1, 2022 at 12:00:01 PM PT and ends May 31, 2022 at 11:59:59 PM PT

p. Entry Period Seventeen (17): Begins June 1, 2022 at 12:00:01 PM PT and ends June 30, 2022 at 11:59:59 PM PT

q. Entry Period Eighteen (18): Begins July 1, 2022 at 12:00:01 PM PT and ends July 31, 2022 at 11:59:59 PM PT

r. Entry Period Nineteen (19): Begins August 1, 2022 at 12:00:01 PM PT and ends August 31, 2022 at 11:59:59 PM PT

3. HOW TO ENTER THE PROMOTION: There are two (2) methods of participation in the Promotion as outlined below:

a. SAVERLIFE MEMBER ACCOUNT METHOD: Eligible SaverLife members (existing and new members must be a member prior to the promotion end date) will need to opt in to the Race for 100 by selecting the Challenge within the SaverLife web application or similar means of acceptance via email or text. Savings will be tracked within the SaverLife dashboard to determine eligibility for the sweepstakes drawing at the end of the promotion. To be eligible for a Sweepstakes Prize, users’ savings balance in their linked savings account must increase by at least $100.00 in the savings period of one (1) of the Entry Periods outlined above in Section 2 (or the date the Saver first links a savings account, whichever occurs later). Limit of one (1) Sweepstakes Entry per person, per email address throughout each of the Entry Periods.

b. ALTERNATE METHOD OF ENTRY: To enter without linking an account, enter your your full name, full mailing address, email address used to sign up for SaverLife, phone number, and birth date at https://saverlife.typeform.com/to/bc1aQriw. Entries must be received by the end of each Entry Period. No mechanically reproduced entries will be accepted. No responsibility is assumed for lost, late, or incomplete entries. No responsibility is assumed for (i) technical, electronic, telephone, hardware, software or network, computer or data transmission errors, malfunctions or difficulties of any kind or (ii) any incorrect data contained in any sweepstakes entry. All entries become the property of Sponsor and will not be returned or acknowledged. Limit of one (1) entry per person, per email address, per phone number, per mailing address each Entry Period.

4. SWEEPSTAKES DRAWING/ODDS: On or about seven (7) days after the end of an Entry Period, the Administrator will conduct a random drawing from all eligible Entries received within the Entry Period and select one hundred and ten (110) Promotion Prize winners. Odds of winning a Promotion prize depend on the number of eligible Entries received. All eligible non-winning entries from each Entry Period will not be rolled into the next Entry Period.

5. PRIZES/PRIZE RESTRICTIONS: One hundred and ten (110) total Promotion Prizes will be awarded during each of the Entry Periods outlined above in Section 2:

●      SWEEPSTAKES PRIZES (110): One hundred and ten (110) Race to 100 Sweepstakes Prizes will be awarded during each Entry Period, broken out as follows:

o  Ten (10) $100 winners, provided in the form of a Venmo or ACH payment

o  One hundred (100) $10 winners, provided in the form of a Venmo or ACH payment

      The total ARV of each Entry Period prizes is $2,000.00

      The total ARV of all prizes is $38,000.00

PRIZE RESTRICTIONS: Limit of one (1) Promotion Prize per person/per household for each Entry Period. Promotion prizes will be fulfilled approximately two (2) to three (3) weeks after the Promotion has ended. Prizes will be awarded only upon winner redemption, confirmation, verification and final approval by Sponsor. No substitution, transfer of any prize or cash alternative permitted, except by Sponsor who reserves the right, in its sole discretion, to substitute a prize of equal or greater value, if prize, or portion of prize, becomes unavailable. Promotion Parties are not responsible for late, lost, stolen, damaged, delayed, or undelivered prizes.


6. GENERAL: Each winner hereby expressly grants to the Promotion Parties and their respective designees all rights to use and publish his/her name, likeness (photographic or simulated), voice, and province of residence for all purposes, including without limitation, advertising, marketing, promotional and publicity purposes in connection with this Promotion (“Advertising”), in any and all media now or hereafter devised, worldwide in perpetuity, without any form of notice or any amount or kind of compensation or permission, except where prohibited by applicable law. All copyright, trademark or other intellectual property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winning participant hereby disclaims and waives any claim of right to such Advertising. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of such winning recipient’s name, likeness or voice under contract, tort or any other theory of law. The Promotion Parties do not assume any responsibility for any disruption in the Promotion Parties, including but not limited to the failure or interruption of Facebook or any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Promotion materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. In no event will more prizes be awarded than those listed in Rule #5. All federal, state, and local laws and regulations apply. All decisions as to these Official Rules and interpretations thereof are exclusively within the sole discretion of the Promotion Parties and may be changed from time to time without notice. The Promotion Parties reserve the right to cancel or modify the Promotion at any time without notice. A potential winner may be requested to provide the Sponsor with proof that the potential winner is the authorized account holder of the email address associated with the winning Entry. If, in Sponsor’s sole determination, a dispute cannot be resolved, the Entry will be deemed ineligible. Entries generated by a script, macro or other automated means will be disqualified. Entries that are incomplete, garbled, or corrupted are void and will not be accepted.

7. CONDUCT: By participating in this Promotion, you agree to be bound by these Official Rules and the decisions of the Promotion Parties, which shall be final, binding and non-appealable in all respects. Failure to comply with these Official Rules may result in disqualification. The Promotion Parties reserve the right at their sole discretion to disqualify any individual found to be tampering with the participation process or the operation of the Promotion, or to be acting in any manner deemed by the Promotion Parties to be in violation of the Official Rules, or to be acting in any manner deemed by the Promotion Parties to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or harass any other person and void all associated Entries and/or registrations. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE PROMOTION PARTIES RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

8. LIMITATIONS OF LIABILITY: The Promotion Parties assume no responsibility or liability for (a) lost, late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, Entries, URLs, or emails; (b) any incorrect or inaccurate Entry information, or for any faulty or failed electronic data transmissions; (c) any unauthorized access to, or theft, destruction or alteration of Entries or registrations at any point in the operation of this Promotion; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of the Promotion; (e) inaccessibility or unavailability of the Internet or the Web Site or any combination thereof or for computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Promotion, including, without limitation, errors or difficulties which may occur in connection with the administration of the Promotion, the processing of Entries, social networking posts, or registrations, the announcement of the prizes, or in any other Promotion-related materials; or (f) any injury or damage to participants or to any other person's computer which may be related to or resulting from any attempt to participate in the Promotion. If, for any reason, the Promotion (or any part thereof) is not capable of running as planned for reasons which may include, without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion, then the Promotion Parties reserve the right at their sole discretion to cancel, terminate, modify or suspend the Promotion in whole or in part. If terminated, the Promotion Parties will award the prizes from among all non-suspect, eligible Entries received for the Promotion up to the time of such action.

9. RELEASES: All participants, as a condition of participation in this Promotion, agree to release, hold harmless and indemnify the Promotion Parties from and against any and all liability, claims, damages, or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained, in whole or in part, directly or indirectly, in connection with (i) participation in any aspect of the Promotion, (ii) the receipt, ownership or use of the prize awarded, including any travel associated with any prize, (iii) participant’s registration material on any related website, or (iv) any typographical or other error in these Official Rules.

10. CHOICE OF LAW AND JURISDICTION: Except where prohibited, all issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrants or winners, Sponsor, and administrator in connection with this Promotion, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions (whether of the State of California or any other jurisdiction), which might otherwise cause the application of the laws of any jurisdiction other than the State of California. Any action seeking legal or equitable relief arising out of or relating to the Promotion or these Official Rules shall be brought only in the courts of the State of California. You hereby irrevocably consent to the personal jurisdiction of said courts and waive any claim of forum non-convenience or lack of personal jurisdiction they may have.

11. PRIVACY: Except as noted in these Official Rules, information collected for this Promotion is used only for the purpose of Promotion administration and winner notification and will not be re-used, sold or shared in any manner by the Promotion Parties or any third parties unless you have elected to receive additional information or promotional material from the Sponsor, or a third party. By participating in the Promotion, participant agrees to all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.saverlife.org/privacy-policy/. In the event of any discrepancy between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern.

12. TAX INFORMATION: All federal, state, local, and other taxes on prizes and any other costs and expenses associated with prize acceptance and use not specified herein as being provided, are the sole responsibility of the applicable winner. A 1099 tax form (preceded by a W9 Form) will be issued to any winner of a prize over $600.

13. WINNERS LIST: To receive the list of winners of prizes, send an email to sweepstakes@saverlife.org with the subject line “Race to 100 Winners List” by September 15, 2022.

SPONSOR: EARN, Inc. dba SaverLife, 548 Market Street, PMB 46387

San Francisco, CA 94104. 

ADMINISTRATOR: Realtime Media LLC, 200 Four Falls Corporate Center, Suite 100, Conshohocken, PA 19428