Budgeting

September 29, 2020

Using coupons can be a great way to stretch your grocery budget. Whether you save $2.00 or $25.00, that is money that you can put towards your financial goals. It’s easy to get started, according to The Krazy Coupon Lady. What to Buy with Coupons She suggests when you are starting out, focus your energy…

September 17, 2020

How Distinguishing Between Needs and Wants Can Help You Build a Better Budget

In order to create a budget that not only works, but that you can thrive on, it helps to consider your needs and wants. It can be hard initially to see any of your spending as a want because you can’t see your life without it. But if you take a step back and evaluate…

August 24, 2020

Game Plan for Starting a Small Business

When I first became a financial planner, my specialty was small business owners. I also headed my local Chamber of Commerce’s Small Business committee. Over the years, I received a lot of excellent business advice. Below are the top five most impactful business tips I’ve heard: Get your personal financial house in order If you…

August 20, 2020

How can I save on a fixed income and disability?

The key to saving is quite simply, to spend less than you make. This works for all incomes, whether it’s from a job, retirement, or government benefits like disability. If you are spending everything that you have each month, then consider checking...

September 07, 2020

What should I do to budget if I’m on unemployment?

I’m sorry to hear you are unemployed. I know for many people it has been very difficult to access unemployment benefits since the CARES Act was enacted in March 2020. On top of that, the extra $600 per month payout ended July 31, 2020. So, co...