Finances 101

April 04, 2021

Keep It in the Family: How to Pass on Money and Assets to Family Members

Creating a plan for how you will pass on money or other assets (anything you own) is called estate planning. Many people think that if they don’t have a lot of money or assets (like homes, cars, and jewelry), they don’t have an “estate.” But the fact is we all have an estate. How you…

March 30, 2021

SMART Goals Can Help You Achieve Your Dreams

Think about something that you want to accomplish in the future, like paying off credit card debt or student loans. Have you set a goal that will help you get there, or is it just something that you hope will happen? There is nothing wrong with hoping, as long as it is not your final…

March 16, 2021

Do I Need to Adjust My Spending? 5 Signs You’re Living Beyond Your Means

In a time of “buy now pay later,” it’s easy to fall into spending habits that lead to debt. We don’t even need to leave our homes to make large purchases, making reckless purchasing even easier. Here are five warning signs that you may be living beyond your means: 1. You Aren’t Saving At Least…

March 13, 2021

What Is Adjusted Gross Income?

It’s that time of year when you hear tax terms being tossed around, whether on the news, at work by the HR Department, or over coffee with friends. But what exactly do all these terms mean? A commonly used term is Adjusted Gross Income or AGI. What...

March 18, 2021

5 Steps to Get on Track if You’re Living Paycheck to Paycheck

Do you find yourself falling behind and not able to live within your means? If you’re not sure if you’re living beyond your means, check out my recent article where I help you figure out if you need to make some changes. Here are some s...