Credit

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Richard P.

Pay more than the minimum on any credit cards, loans, etc. Always pay more than the minimum.

S

Sheryl I.

Pay credit cards earlier than the due date and minimize applying for new credit. Too many inquiries in a short period of time will lower your score as well.

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Teresa C.

How can I improve my credit score when I have no open accounts or collection accounts and can't get an approval for a new line of credit from any creditor?

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Nancy W.

being credit worthy is simply how well you manage debt through repayment. Pay off the full balance when you can and hold a credit account for more than 5 years.

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