Homeownership

January 01, 2021
How to Balance Long-Term and Short-Term Savings Goals

We all know it’s important to save money. But how do you balance saving towards both your short-term and your long-term goals? I recommend creating a savings plan that takes your budget, goals, and timeframe into consideration. This can help you be successful in saving in both the short and long-term. Define Your Goals First,…

July 26, 2020
I want to buy a house, but my credit isn’t good. What can I do?

I want to buy a house, but I have bad credit. Should I file bankruptcy? What should I do? Submitted by Marcella S. Buying a home is many people’s idea of achieving the American Dream. But the road to homeownership can be stressful, confusing, and overwhelming. When I purchased my first home, I had no…

April 25, 2020
I own a home, but I would like to move and rent out my home. What’s my best option?

I own a home that I bought only two years ago. In five years, I would like to relocate to Nevada. I’d like to rent out my existing home to have some net income, but I also would like to purchase another home in Nevada. I have no savings for a down payment for the…

April 02, 2020
I just paid off a house that I got on land contract. How do I add it to my credit report?

Submitted by Renee K. This is a great question. Before your question, no one has ever asked me about this, so thank you for letting me get this info out! What’s a land contract? A land contract is an agreement between a buyer and seller. The ...

June 30, 2020
Is 58 too late to try to buy a home?

Submitted by Darlene D. For many people, homeownership is an essential part of achieving the American Dream. I applaud you for pursuing your home ownership goals. In my professional opinion, it’s never too late to buy a home as long as you can affo...